Understanding Your Statutory Credit Report
Your statutory credit report is your file held at each Credit Reference Agency (CRA). It contains information about your personal financial activities from the various lenders and firms that report to the main Credit Reference Agencies (CRAs).
All three CRAs have slightly different information on you, as different companies or credit providers share their data with different CRAs.
It’s recommended to check all three regularly, so that you can spot anything that doesn’t look right.
How Do I Get My Statutory Credit Report?
Your statutory credit report can be accessed from all three CRAs free of charge. Following are the links for each of them: